Jiangsu Jiangyin Rural Commercial Bank002807.SZValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Deeply Undervalued” zone.
As of Oct 19, 2026, Jiangsu Jiangyin Rural Commercial Bank (002807.SZ) trades at a P/E of 5.36x, P/B of 0.55x, P/S of 2.27x, and a dividend yield of 4.88%.
Longitudinal percentile comparison: P/E sits at the 26th percentile over the trailing 10Y window (vs. 67th percentile over 3Y); P/B sits at the 9th percentile over the trailing 10Y window (vs. 27th percentile over 3Y); P/S sits at the 19th percentile over the trailing 10Y window (vs. 36th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 29th percentile within its industry and the 1st percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 4.88%, ranking at the 88th percentile over the trailing 20Y window.
The P/E and P/B percentiles diverge here, differing by 17.7 points — relying on either metric alone could be misleading. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. Jiangsu Jiangyin Rural Commercial Bank operates in the Bank sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: SHE: 002807 · SZSE: 002807 · 002807
Want the full picture on whether Jiangsu Jiangyin Rural Commercial Bank (002807.SZ) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 5.36 | ||||||
| P/B (MRQ) | 0.55 | ||||||
| P/S (TTM) | 2.27 | ||||||
| Dividend Yield | 4.88% | ||||||
| Buyback + Div Yield | 4.88% |