Jiangsu Zijin Rural Commercial Bank601860.SHValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 19, 2026, Jiangsu Zijin Rural Commercial Bank (601860.SH) trades at a P/E of 7.29x, P/B of 0.45x, P/S of 2.11x, and a dividend yield of 3.94%.
Longitudinal percentile comparison: P/E sits at the 48th percentile over the trailing 10Y window (vs. 72nd percentile over 3Y); P/B sits at the 1st percentile over the trailing 10Y window (vs. 4th percentile over 3Y); P/S sits at the 19th percentile over the trailing 10Y window (vs. 40th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 81st percentile within its industry and the 2nd percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 3.94%, ranking at the 92nd percentile over the trailing 20Y window.
The P/E and P/B percentiles diverge here, differing by 46.7 points — relying on either metric alone could be misleading. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. Jiangsu Zijin Rural Commercial Bank operates in the Bank sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: SHA: 601860 · SSE: 601860 · 601860
Want the full picture on whether Jiangsu Zijin Rural Commercial Bank (601860.SH) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 7.29 | ||||||
| P/B (MRQ) | 0.45 | ||||||
| P/S (TTM) | 2.11 | ||||||
| Dividend Yield | 3.94% | ||||||
| Buyback + Div Yield | 3.94% |