AflacAFL.NValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, Aflac (AFL.N) trades at a P/E of 12.40x, P/B of 1.99x, P/S of 3.33x, and a dividend yield of 1.52%.
Longitudinal percentile comparison: P/E sits at the 78th percentile over the trailing 10Y window (vs. 49th percentile over 3Y); P/B sits at the 71st percentile over the trailing 10Y window (vs. 17th percentile over 3Y); P/S sits at the 91st percentile over the trailing 10Y window (vs. 70th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 38th percentile within its industry and the 28th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 7.39%, ranking at the 75th percentile over the trailing 20Y window.
Cross-checking P/E against P/B, the two percentiles sit within 7.5 points of each other — a consistent signal from both angles. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Of the 7.39% total shareholder yield, 1.52% is paid out as dividends and roughly 5.87% is implied to come from buybacks — both channels are meaningfully in play. Aflac operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NYSE: AFL · AFL
Want the full picture on whether Aflac (AFL.N) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.40 | ||||||
| P/B (MRQ) | 1.99 | ||||||
| P/S (TTM) | 3.33 | ||||||
| Dividend Yield | 1.52% | ||||||
| Buyback + Div Yield | 7.39% |