Affirm HoldingsAFRM.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Affirm Holdings (AFRM.O) trades at a P/E of 12.90x, P/B of 4.56x, P/S of 5.86x, and a dividend yield of 0.00%.
Longitudinal percentile comparison: P/E sits at the 9th percentile over the trailing 10Y window (vs. 9th percentile over 3Y); P/B sits at the 47th percentile over the trailing 10Y window (vs. 31st percentile over 3Y); P/S sits at the 48th percentile over the trailing 10Y window (vs. 47th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 40th percentile within its industry and the 30th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 1.00%, ranking at the 90th percentile over the trailing 20Y window.
Notably, P/E and P/B aren't telling quite the same story, 38.2 points apart — worth checking the full percentile matrix on this page for the complete picture. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Shareholder returns here lean heavily on buybacks rather than cash dividends. Affirm Holdings operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: AFRM · AFRM
Want the full picture on whether Affirm Holdings (AFRM.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.90 | ||||||
| P/B (MRQ) | 4.56 | ||||||
| P/S (TTM) | 5.86 | ||||||
| Dividend Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback + Div Yield | 1.00% |