BayFirst FinancialBAFN.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, BayFirst Financial (BAFN.O) trades at a negative P/E (-2.65x, due to a recent net loss), P/B of 1.45x, P/S of 5.05x, and a dividend yield of 0.00%.
Longitudinal percentile comparison: P/E historical percentile is still accumulating data over the trailing long-term window (vs. the short-term percentile still accumulating data); P/B sits at the 96th percentile over the trailing 10Y window (vs. 94th percentile over 3Y); P/S sits at the 96th percentile over the trailing 10Y window (vs. 94th percentile over 3Y).
Cross-sectional valuation: its P/B ranks at the 63rd percentile within its industry and the 47th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 0.20%, ranking at the 6th percentile over the trailing 20Y window.
Relative to the broader market, its P/B shows a deeper discount than it does against industry peers. Shareholder returns here lean heavily on buybacks rather than cash dividends. BayFirst Financial operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: BAFN · BAFN
Want the full picture on whether BayFirst Financial (BAFN.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | -2.65 | Negative | Negative | Negative | Negative | Negative | Negative |
| P/B (MRQ) | 1.45 | ||||||
| P/S (TTM) | 5.05 | ||||||
| Dividend Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback + Div Yield | 0.20% |