C&F FinancialCFFI.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, C&F Financial (CFFI.O) trades at a P/E of 11.40x, P/B of 1.20x, P/S of 2.23x, and a dividend yield of 1.42%.
Longitudinal percentile comparison: P/E sits at the 75th percentile over the trailing 10Y window (vs. 88th percentile over 3Y); P/B sits at the 85th percentile over the trailing 10Y window (vs. 100th percentile over 3Y); P/S sits at the 100th percentile over the trailing 10Y window (vs. 100th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 31st percentile within its industry and the 24th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 1.70%, ranking at the 0th percentile over the trailing 20Y window.
Cross-checking P/E against P/B, the two percentiles sit within 9.6 points of each other — a consistent signal from both angles. Its P/E percentile is roughly the same whether measured against the industry or the broader market. Of the 1.70% total shareholder yield, 1.42% is paid out as dividends and roughly 0.28% is implied to come from buybacks — both channels are meaningfully in play. C&F Financial operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: CFFI · CFFI
Want the full picture on whether C&F Financial (CFFI.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 11.40 | ||||||
| P/B (MRQ) | 1.20 | ||||||
| P/S (TTM) | 2.23 | ||||||
| Dividend Yield | 1.42% | ||||||
| Buyback + Div Yield | 1.70% |