Cullen/Frost BankersCFR.NValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Cullen/Frost Bankers (CFR.N) trades at a P/E of 14.20x, P/B of 2.09x, P/S of 4.19x, and a dividend yield of 1.98%.
Longitudinal percentile comparison: P/E sits at the 46th percentile over the trailing 10Y window (vs. 73rd percentile over 3Y); P/B sits at the 77th percentile over the trailing 10Y window (vs. 69th percentile over 3Y); P/S sits at the 42nd percentile over the trailing 10Y window (vs. 82nd percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 48th percentile within its industry and the 35th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 3.62%, ranking at the 52nd percentile over the trailing 20Y window.
Notably, P/E and P/B aren't telling quite the same story, 30.4 points apart — worth checking the full percentile matrix on this page for the complete picture. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Of the 3.62% total shareholder yield, 1.98% is paid out as dividends and roughly 1.64% is implied to come from buybacks — both channels are meaningfully in play. Cullen/Frost Bankers operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NYSE: CFR · CFR
Want the full picture on whether Cullen/Frost Bankers (CFR.N) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 14.20 | ||||||
| P/B (MRQ) | 2.09 | ||||||
| P/S (TTM) | 4.19 | ||||||
| Dividend Yield | 1.98% | ||||||
| Buyback + Div Yield | 3.62% |