Capital OneCOF.NValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, Capital One (COF.N) trades at a P/E of 12.20x, P/B of 1.09x, P/S of 2.00x, and a dividend yield of 1.18%.
Longitudinal percentile comparison: P/E sits at the 62nd percentile over the trailing 10Y window (vs. 30th percentile over 3Y); P/B sits at the 81st percentile over the trailing 10Y window (vs. 52nd percentile over 3Y); P/S sits at the 80th percentile over the trailing 10Y window (vs. 64th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 36th percentile within its industry and the 28th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 4.49%, ranking at the 58th percentile over the trailing 20Y window.
The P/E and P/B percentiles diverge here, differing by 19.1 points — relying on either metric alone could be misleading. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Breaking down the total shareholder yield: 1.18% comes from cash dividends, with an implied ~3.31% from buybacks — a fairly balanced mix of both channels. Capital One operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NYSE: COF · COF
Want the full picture on whether Capital One (COF.N) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.20 | ||||||
| P/B (MRQ) | 1.09 | ||||||
| P/S (TTM) | 2.00 | ||||||
| Dividend Yield | 1.18% | ||||||
| Buyback + Div Yield | 4.49% |