Ellington CreditEARN.NValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Ellington Credit (EARN.N) trades at a negative P/E (-3.46x, due to a recent net loss), P/B of 0.87x, P/S of 2.59x, and a dividend yield of 23.12%.
Longitudinal percentile comparison: P/E historical percentile is still accumulating data over the trailing long-term window (vs. the short-term percentile still accumulating data); P/B sits at the 40th percentile over the trailing 10Y window (vs. 14th percentile over 3Y); P/S sits at the 1st percentile over the trailing 10Y window (vs. 2nd percentile over 3Y).
Cross-sectional valuation: its P/B ranks at the 20th percentile within its industry and the 23rd percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 23.85%, ranking at the 100th percentile over the trailing 20Y window.
Its P/B percentile is roughly the same whether measured against the industry or the broader market. Breaking down the total shareholder yield: 23.12% comes from cash dividends, with an implied ~0.73% from buybacks — a fairly balanced mix of both channels. Ellington Credit operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NYSE: EARN · EARN
Want the full picture on whether Ellington Credit (EARN.N) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | -3.46 | Negative | Negative | Negative | Negative | Negative | Negative |
| P/B (MRQ) | 0.87 | ||||||
| P/S (TTM) | 2.59 | ||||||
| Dividend Yield | 23.12% | ||||||
| Buyback + Div Yield | 23.85% |