First NationalFXNC.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, First National (FXNC.O) trades at a P/E of 12.30x, P/B of 1.39x, P/S of 2.87x, and a dividend yield of 1.72%.
Longitudinal percentile comparison: P/E sits at the 63rd percentile over the trailing 10Y window (vs. 27th percentile over 3Y); P/B sits at the 81st percentile over the trailing 10Y window (vs. 71st percentile over 3Y); P/S sits at the 80th percentile over the trailing 10Y window (vs. 74th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 37th percentile within its industry and the 28th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 1.78%, ranking at the 13th percentile over the trailing 20Y window.
The P/E and P/B percentiles diverge here, differing by 17.9 points — relying on either metric alone could be misleading. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. First National operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: FXNC · FXNC
Want the full picture on whether First National (FXNC.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.30 | ||||||
| P/B (MRQ) | 1.39 | ||||||
| P/S (TTM) | 2.87 | ||||||
| Dividend Yield | 1.72% | ||||||
| Buyback + Div Yield | 1.78% |