NBT BancorpNBTB.OValuation Analysis

As of Oct 16, 2026, NBT Bancorp (NBTB.O) trades at a P/E of 12.30x, P/B of 1.36x, P/S of 3.56x, and a dividend yield of 2.24%.
Longitudinal percentile comparison: P/E sits at the 26th percentile over the trailing 10Y window (vs. 4th percentile over 3Y); P/B sits at the 45th percentile over the trailing 10Y window (vs. 62nd percentile over 3Y); P/S sits at the 51st percentile over the trailing 10Y window (vs. 61st percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 37th percentile within its industry and the 28th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 2.63%, ranking at the 10th percentile over the trailing 20Y window.
Notably, P/E and P/B aren't telling quite the same story, 19.1 points apart — worth checking the full percentile matrix on this page for the complete picture. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Of the 2.63% total shareholder yield, 2.24% is paid out as dividends and roughly 0.39% is implied to come from buybacks — both channels are meaningfully in play. NBT Bancorp operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.