Norwood FinancialNWFL.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Norwood Financial (NWFL.O) trades at a P/E of 12.70x, P/B of 1.27x, P/S of 3.55x, and a dividend yield of 3.80%.
Longitudinal percentile comparison: P/E sits at the 36th percentile over the trailing 10Y window (vs. 26th percentile over 3Y); P/B sits at the 49th percentile over the trailing 10Y window (vs. 72nd percentile over 3Y); P/S sits at the 43rd percentile over the trailing 10Y window (vs. 50th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 39th percentile within its industry and the 30th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 3.90%, ranking at the 24th percentile over the trailing 20Y window.
The P/E and P/B long-window percentiles differ by only 12.4 points, pointing to a consistent valuation read across both metrics. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. Norwood Financial operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: NWFL · NWFL
Want the full picture on whether Norwood Financial (NWFL.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.70 | ||||||
| P/B (MRQ) | 1.27 | ||||||
| P/S (TTM) | 3.55 | ||||||
| Dividend Yield | 3.80% | ||||||
| Buyback + Div Yield | 3.90% |