Orrstown FinancialORRF.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Orrstown Financial (ORRF.O) trades at a P/E of 9.49x, P/B of 1.32x, P/S of 3.19x, and a dividend yield of 2.16%.
Longitudinal percentile comparison: P/E sits at the 43rd percentile over the trailing 10Y window (vs. 48th percentile over 3Y); P/B sits at the 72nd percentile over the trailing 10Y window (vs. 72nd percentile over 3Y); P/S sits at the 77th percentile over the trailing 10Y window (vs. 71st percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 17th percentile within its industry and the 16th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 2.44%, ranking at the 36th percentile over the trailing 20Y window.
The P/E and P/B percentiles diverge here, differing by 28.9 points — relying on either metric alone could be misleading. Its P/E percentile is roughly the same whether measured against the industry or the broader market. Breaking down the total shareholder yield: 2.16% comes from cash dividends, with an implied ~0.28% from buybacks — a fairly balanced mix of both channels. Orrstown Financial operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: ORRF · ORRF
Want the full picture on whether Orrstown Financial (ORRF.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 9.49 | ||||||
| P/B (MRQ) | 1.32 | ||||||
| P/S (TTM) | 3.19 | ||||||
| Dividend Yield | 2.16% | ||||||
| Buyback + Div Yield | 2.44% |