Peoples Bancorp of North CarolinaPEBK.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Richly Valued” zone.
As of Oct 16, 2026, Peoples Bancorp of North Carolina (PEBK.O) trades at a P/E of 12.10x, P/B of 1.51x, P/S of 2.63x, and a dividend yield of 1.80%.
Longitudinal percentile comparison: P/E sits at the 73rd percentile over the trailing 10Y window (vs. 98th percentile over 3Y); P/B sits at the 83rd percentile over the trailing 10Y window (vs. 95th percentile over 3Y); P/S sits at the 70th percentile over the trailing 10Y window (vs. 99th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 35th percentile within its industry and the 27th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 1.80%, ranking at the 34th percentile over the trailing 20Y window.
Cross-checking P/E against P/B, the two percentiles sit within 9.8 points of each other — a consistent signal from both angles. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. Peoples Bancorp of North Carolina operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: PEBK · PEBK
Want the full picture on whether Peoples Bancorp of North Carolina (PEBK.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 12.10 | ||||||
| P/B (MRQ) | 1.51 | ||||||
| P/S (TTM) | 2.63 | ||||||
| Dividend Yield | 1.80% | ||||||
| Buyback + Div Yield | 1.80% |