Pagaya TechnologiesPGY.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Pagaya Technologies (PGY.O) trades at a P/E of 11.30x, P/B of 2.31x, P/S of 1.06x, and a dividend yield of 0.00%.
Longitudinal percentile comparison: P/E sits at the 24th percentile over the trailing 10Y window (vs. 24th percentile over 3Y); P/B sits at the 54th percentile over the trailing 10Y window (vs. 55th percentile over 3Y); P/S sits at the 52nd percentile over the trailing 10Y window (vs. 55th percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 30th percentile within its industry and the 24th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 0.00%; its historical percentile over the trailing long-term window is still accumulating data.
Notably, P/E and P/B aren't telling quite the same story, 29.8 points apart — worth checking the full percentile matrix on this page for the complete picture. Its P/E percentile is roughly the same whether measured against the industry or the broader market. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. Pagaya Technologies operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: PGY · PGY
Want the full picture on whether Pagaya Technologies (PGY.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 11.30 | ||||||
| P/B (MRQ) | 2.31 | ||||||
| P/S (TTM) | 1.06 | ||||||
| Dividend Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback + Div Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |