Waterstone FinancialWSBF.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, Waterstone Financial (WSBF.O) trades at a P/E of 11.90x, P/B of 1.02x, P/S of 2.38x, and a dividend yield of 3.32%.
Longitudinal percentile comparison: P/E sits at the 32nd percentile over the trailing 10Y window (vs. 16th percentile over 3Y); P/B sits at the 44th percentile over the trailing 10Y window (vs. 91st percentile over 3Y); P/S sits at the 63rd percentile over the trailing 10Y window (vs. 91st percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 34th percentile within its industry and the 27th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 7.85%, ranking at the 36th percentile over the trailing 20Y window.
Cross-checking P/E against P/B, the two percentiles sit within 12.7 points of each other — a consistent signal from both angles. Its P/E percentile is roughly the same whether measured against the industry or the broader market. Of the 7.85% total shareholder yield, 3.32% is paid out as dividends and roughly 4.53% is implied to come from buybacks — both channels are meaningfully in play. Waterstone Financial operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: WSBF · WSBF
Want the full picture on whether Waterstone Financial (WSBF.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 11.90 | ||||||
| P/B (MRQ) | 1.02 | ||||||
| P/S (TTM) | 2.38 | ||||||
| Dividend Yield | 3.32% | ||||||
| Buyback + Div Yield | 7.85% |