XPXP.OValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Fair Value Range” zone.
As of Oct 16, 2026, XP (XP.O) trades at a P/E of 14.10x, P/B of 3.02x, P/S of 3.91x, and a dividend yield of 0.68%.
Longitudinal percentile comparison: P/E sits at the 44th percentile over the trailing 10Y window (vs. 81st percentile over 3Y); P/B sits at the 43rd percentile over the trailing 10Y window (vs. 83rd percentile over 3Y); P/S sits at the 44th percentile over the trailing 10Y window (vs. 83rd percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 46th percentile within its industry and the 35th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 3.08%, ranking at the 48th percentile over the trailing 20Y window.
Cross-checking P/E against P/B, the two percentiles sit within 0.9 points of each other — a consistent signal from both angles. The P/E percentile sits lower across the market than within its own industry — relatively cheaper next to the market as a whole. Of the 3.08% total shareholder yield, 0.68% is paid out as dividends and roughly 2.40% is implied to come from buybacks — both channels are meaningfully in play. XP operates in the Finance, Insurance, And Real Estate sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: NASDAQ: XP · XP
Want the full picture on whether XP (XP.O) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 14.10 | ||||||
| P/B (MRQ) | 3.02 | ||||||
| P/S (TTM) | 3.91 | ||||||
| Dividend Yield | 0.68% | ||||||
| Buyback + Div Yield | 3.08% |