VCREDIT2003.HKValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Deeply Undervalued” zone.
As of Oct 16, 2026, VCREDIT (2003.HK) trades at a negative P/E (-0.70x, due to a recent net loss), P/B of 0.13x, P/S of 0.22x, and a dividend yield of 0.00%.
Longitudinal percentile comparison: P/E historical percentile is still accumulating data over the trailing long-term window (vs. the short-term percentile still accumulating data); P/B sits at the 5th percentile over the trailing 10Y window (vs. 14th percentile over 3Y); P/S sits at the 8th percentile over the trailing 10Y window (vs. 22nd percentile over 3Y).
Cross-sectional valuation: its P/B ranks at the 20th percentile within its industry and the 7th percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 0.00%; its historical percentile over the trailing long-term window is still accumulating data.
Relative to the broader market, its P/B shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. VCREDIT operates in the Emerging Financial Services II sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: HKG: 2003 · SEHK: 2003 · 2003
Want the full picture on whether VCREDIT (2003.HK) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | -0.70 | Negative | Negative | Negative | Negative | Negative | Negative |
| P/B (MRQ) | 0.13 | ||||||
| P/S (TTM) | 0.22 | ||||||
| Dividend Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback + Div Yield | 0.00% | 0 | 0 | 0 | 0 | 0 | 0 |