QFIN-S3660.HKValuation Analysis
Based on the blended 10-year P/E and P/B percentiles, the stock currently sits in the “Deeply Undervalued” zone.
As of Oct 16, 2026, QFIN-S (3660.HK) trades at a P/E of 1.40x, P/B of 0.21x, P/S of 0.31x, and a dividend yield of 19.90%.
Longitudinal percentile comparison: P/E sits at the 1st percentile over the trailing 10Y window (vs. 1st percentile over 3Y); P/B sits at the 1st percentile over the trailing 10Y window (vs. 1st percentile over 3Y); P/S sits at the 0th percentile over the trailing 10Y window (vs. 1st percentile over 3Y).
Cross-sectional valuation: its P/E ranks at the 33rd percentile within its industry and the 3rd percentile across the broader market.
Shareholder return highlight: Total Shareholder Yield is 19.90%, ranking at the 100th percentile over the trailing 20Y window.
The P/E and P/B long-window percentiles differ by only 0.0 points, pointing to a consistent valuation read across both metrics. Relative to the broader market, its P/E shows a deeper discount than it does against industry peers. Shareholder returns here are driven almost entirely by cash dividends, with minimal contribution from buybacks. QFIN-S operates in the Emerging Financial Services II sector. Data refreshes weekly and is for reference only, not investment advice.
Also listed as: HKG: 3660 · SEHK: 3660 · 3660
Want the full picture on whether QFIN-S (3660.HK) is under- or over-valued? See the full 3Y / 5Y / 10Y / 20Y P/E, P/B, P/S, Dividend Yield & Total Shareholder Yield percentile matrix and the interactive ECharts trend chart on this page.
Historical Percentiles by Metric
| Metric | Current | Market Percentile | Industry Percentile | 3Y Pctl | 5Y Pctl | 10Y Pctl | 20Y Pctl |
|---|---|---|---|---|---|---|---|
| P/E (TTM) | 1.40 | ||||||
| P/B (MRQ) | 0.21 | ||||||
| P/S (TTM) | 0.31 | ||||||
| Dividend Yield | 19.90% | ||||||
| Buyback + Div Yield | 19.90% |